{"id":4340,"date":"2020-10-30T21:06:00","date_gmt":"2020-10-30T20:06:00","guid":{"rendered":"https:\/\/webhosting.de\/?p=4340"},"modified":"2020-10-30T21:06:00","modified_gmt":"2020-10-30T20:06:00","slug":"sklep-dealer-ktory-jakie-metody-platnosci-musza-byc-oferowane-bezplatnie","status":"publish","type":"post","link":"https:\/\/webhosting.de\/pl\/shop-haendler-welche-zahlungsarten-muessen-kostenlos-angeboten-werden\/","title":{"rendered":"Handlowcy sklepowi: Jakie metody p\u0142atno\u015bci musz\u0105 by\u0107 oferowane bezp\u0142atnie?"},"content":{"rendered":"

Operatorzy sklep\u00f3w i dilerzy nie maj\u0105 \u0142atwo. Wymogi prawne s\u0105 prawie nie do opanowania. Dotyczy to w szczeg\u00f3lno\u015bci prawa konsumenckiego, kt\u00f3re przewiduje rozbudowane regulacje. Prawo konsumenckie zosta\u0142o dalej rozwini\u0119te orzeczeniem S\u0105du Okr\u0119gowego w Hamburgu, zgodnie z kt\u00f3rym sklepy internetowe musz\u0105 oferowa\u0107 swoim klientom bezp\u0142atne \u015brodki p\u0142atno\u015bci.<\/p>\n

Kiedy dwoje ludzi walczy...<\/h2>\n

W listopadzie 2016 r. S\u0105d Okr\u0119gowy w Hamburgu musia\u0142 rozstrzygn\u0105\u0107 sp\u00f3r prawny mi\u0119dzy dwoma operatorami sklep\u00f3w internetowych. Biuro podr\u00f3\u017cy w powi\u0105zanym sklepie internetowym zaoferowa\u0142o swoim klientom metody p\u0142atno\u015bci \"Visa Entropay\" i \"Viabuy Prepaid MasterCard\". Biuro podr\u00f3\u017cy zaoferowa\u0142o swoim klientom obie formy p\u0142atno\u015bci bez op\u0142at. Gdy tylko konsumenci wybrali alternatywne metody p\u0142atno\u015bci, takie jak karta kredytowa Visa lub natychmiastowy przelew bankowy, musieli ui\u015bci\u0107 op\u0142at\u0119. Wysoko\u015b\u0107 tej op\u0142aty waha\u0142a si\u0119 w zale\u017cno\u015bci od wybranego sposobu p\u0142atno\u015bci i wynosi\u0142a od 76 cent\u00f3w do 23 euro. Konkurent biura podr\u00f3\u017cy uzna\u0142 cen\u0119 za nielegaln\u0105 i wyda\u0142 ostrze\u017cenie. Ugoda pozas\u0105dowa zawiod\u0142a.<\/p>\n

\"Visa Entropay\" i \"Viabuy Prepaid MasterCard\" to nietypowe metody p\u0142atno\u015bci.<\/p>\n

S\u0105d Okr\u0119gowy w Hamburgu orzek\u0142 na korzy\u015b\u0107 zawodnika, kt\u00f3ry udzieli\u0142 ostrze\u017cenia. Klienci sklep\u00f3w internetowych maj\u0105 og\u00f3lne prawo do bezp\u0142atnych metod p\u0142atno\u015bci. Nietypowe metody p\u0142atno\u015bci, takie jak \"Visa Entropay\" i \"Viaboy Prepaid MasterCard\" nie mog\u0105 by\u0107 oferowane jako jedyne metody p\u0142atno\u015bci. Handlowcy mog\u0105 pobiera\u0107 op\u0142aty od swoich klient\u00f3w za okre\u015blone metody p\u0142atno\u015bci. Jest to jednak mo\u017cliwe tylko wtedy, gdy oferowane s\u0105 r\u00f3wnie\u017c darmowe metody p\u0142atno\u015bci. Musz\u0105 one by\u0107 \"powszechne\" i \"rozs\u0105dne\". Ci, kt\u00f3rzy oferuj\u0105 typowe metody p\u0142atno\u015bci, takie jak PayPal, korzystaj\u0105 z wysokiej Pewno\u015b\u0107 prawna<\/a>. Korzystanie ze \u015brodk\u00f3w p\u0142atniczych jest proste i powszechne.<\/p>\n

Zgodne z prawem wzornictwo sklep\u00f3w internetowych<\/h2>\n

W sporze prawnym przed S\u0105dem Okr\u0119gowym w Hamburgu brakowa\u0142o \"wsp\u00f3lnej\" i bezp\u0142atnej metody p\u0142atno\u015bci. Trybuna\u0142 uzna\u0142, \u017ce stosowane \u015brodki p\u0142atnicze nie s\u0105 powszechne w Niemczech. Decyzja ta nie by\u0142a zaskoczeniem - ju\u017c w 2015 roku s\u0105d orzek\u0142, \u017ce \"Visa Entropay\" nie jest powszechnym \u015brodkiem p\u0142atniczym. Kupcy powinni upewni\u0107 si\u0119, \u017ce wybrany przez nich spos\u00f3b p\u0142atno\u015bci jest powszechny. W ostatnich miesi\u0105cach wielokrotnie dochodzi\u0142o do spor\u00f3w o to, czy \u015brodki natychmiastowego przelewu bankowego s\u0105 \"powszechne\" i \"rozs\u0105dne\". S\u0105d Krajowy we Frankfurcie orzek\u0142 w czerwcu 2015 roku, \u017ce tak nie by\u0142o. W sierpniu 2016 r. Wy\u017cszy S\u0105d Krajowy we Frankfurcie uchyli\u0142 wyrok i orzek\u0142, \u017ce metoda p\u0142atno\u015bci \"natychmiastowy przelew bankowy\" jest powszechnym \u015brodkiem p\u0142atniczym. Sklepy internetowe mog\u0105 nawet zaoferowa\u0107 natychmiastowy przelew bankowy jako jedyny bezp\u0142atny \u015brodek p\u0142atniczy. Dostawca us\u0142ug finansowych PayPal jest tak rozpowszechniony, \u017ce mo\u017ce by\u0107 r\u00f3wnie\u017c oferowany jako jedyny bezp\u0142atny \u015brodek p\u0142atniczy.<\/p>\n

Co jest zalecane?<\/h3>\n

Sklepy internetowe powinny oferowa\u0107 jak najwi\u0119cej \u015brodk\u00f3w p\u0142atniczych. W\u015br\u00f3d nich powinien by\u0107 bezp\u0142atny \u015brodek p\u0142atniczy. Niekt\u00f3rzy klienci przywi\u0105zuj\u0105 du\u017c\u0105 wag\u0119 do pewnych \u015brodk\u00f3w p\u0142atniczych. Szeroki wyb\u00f3r \u015brodk\u00f3w p\u0142atniczych prowadzi do zwi\u0119kszenia bazy klient\u00f3w - a tym samym do wzrostu sprzeda\u017cy i zysk\u00f3w. W tle jest to, \u017ce niekt\u00f3rzy dostawcy us\u0142ug, tacy jak PayPal, oferuj\u0105 bezp\u0142atn\u0105 ochron\u0119 kupuj\u0105cego. Je\u015bli sklep internetowy nie dostarczy towaru, PayPal natychmiast zwraca przekazan\u0105 kwot\u0119. Sprytne sklepy internetowe powinny uwa\u017cnie przygl\u0105da\u0107 si\u0119 warunkom p\u0142atno\u015bci poszczeg\u00f3lnych dostawc\u00f3w. Op\u0142ata transakcyjna jest bardzo zr\u00f3\u017cnicowana. Por\u00f3wnanie poszczeg\u00f3lnych warunk\u00f3w i wyb\u00f3r metody p\u0142atno\u015bci bezp\u0142atnej mo\u017ce prowadzi\u0107 do bardziej korzystnych zachowa\u0144 p\u0142atniczych klient\u00f3w. Ma to wp\u0142yw na zyski danego sklepu internetowego. Pozornie niewielkie r\u00f3\u017cnice w kosztach transakcji mog\u0105 si\u0119 sumowa\u0107 do ogromnych sum pieni\u0119dzy - w zale\u017cno\u015bci od wielko\u015bci sklepu.<\/p>\n

\"Pieni\u0105dze\"<\/a>Jakie s\u0105 najlepsze sposoby p\u0142atno\u015bci?<\/h3>\n

Najpopularniejsz\u0105 form\u0105 p\u0142atno\u015bci w Niemczech jest p\u0142atno\u015b\u0107 za pomoc\u0105 faktury. Klient najpierw otrzymuje towar i mo\u017ce go skontrolowa\u0107. P\u0142atno\u015b\u0107 dokonywana jest po sprawdzeniu towaru. Zalet\u0105 dla klienta jest to, \u017ce mo\u017ce on odst\u0105pi\u0107 od umowy kupna-sprzeda\u017cy w ci\u0105gu okresu odst\u0105pienia. Do tej pory jeszcze nic nie zap\u0142aci\u0142. Coraz wi\u0119kszego znaczenia nabieraj\u0105 jednak karty kredytowe, PayPal i polecenie zap\u0142aty. Przedp\u0142ata i p\u0142atno\u015b\u0107 za pobraniem r\u00f3wnie\u017c odgrywaj\u0105 rol\u0119, kt\u00f3rej nie nale\u017cy lekcewa\u017cy\u0107. Wymienione sposoby p\u0142atno\u015bci s\u0105 - z wyj\u0105tkiem PayPal - klasycznymi metodami p\u0142atno\u015bci. Ponadto istniej\u0105 inne warianty. Alternatywn\u0105 form\u0105 p\u0142atno\u015bci jest Giropay, Amazonka<\/a> P\u0142atno\u015bci i Sofort\u00fcberweisung. Mniejszymi dostawcami s\u0105 Skrill i Paysafecard. Je\u015bli szukasz metody p\u0142atno\u015bci, kt\u00f3ra jest \"powszechna\" i \"rozs\u0105dna\", powiniene\u015b skupi\u0107 si\u0119 na metodach p\u0142atno\u015bci wymienionych powy\u017cej. W ci\u0105gu ostatnich kilku lat akceptacja metod p\u0142atno\u015bci online znacznie si\u0119 poprawi\u0142a. Trudno jest odpowiedzie\u0107 na pytanie, kt\u00f3ra metoda p\u0142atno\u015bci jest \"najlepsza\". Wszystko zale\u017cy od gustu klienta. Ci, kt\u00f3rzy szukaj\u0105 kombinacji nieskomplikowanej, prostej i szybkiej, b\u0119d\u0105 preferowa\u0107 p\u0142atno\u015bci kart\u0105 kredytow\u0105 i PayPal. W przysz\u0142o\u015bci p\u0142atno\u015b\u0107 za pomoc\u0105 smartfona b\u0119dzie zyskiwa\u0142a na znaczeniu. Je\u015bli chodzi o bezpiecze\u0144stwo, w przypadku metod p\u0142atno\u015bci online nale\u017cy liczy\u0107 si\u0119 z niewielkimi ust\u0119pstwami. P\u0142atno\u015b\u0107 za pomoc\u0105 faktury lub polecenia zap\u0142aty jest nadal najbezpieczniejsza. Ci, kt\u00f3rzy wyposa\u017caj\u0105 sw\u00f3j sklep internetowy w r\u00f3\u017cne metody p\u0142atno\u015bci, powinni oferowa\u0107 przynajmniej jedn\u0105 klasyczn\u0105 i jedn\u0105 nowoczesn\u0105 metod\u0119 p\u0142atno\u015bci. Na przyk\u0142ad zakup przez PayPal i polecenie zap\u0142aty. Takie po\u0142\u0105czenie zaspokoi potrzeby m\u0142odszych i starszych klient\u00f3w.<\/p>","protected":false},"excerpt":{"rendered":"

Shopbetreiber und H\u00e4ndler haben es nicht einfach. Die gesetzlichen Vorgaben sind nahezu un\u00fcberschaubar. Dies gilt insbesondere f\u00fcr das Verbraucherrecht, das umfangreiche Regelungen vorschreibt. Das Verbraucherrecht wurde durch ein Urteil des Landgerichts Hamburg dahingehend fortgebildet, dass Onlineshops ihren Kunden kostenlose Zahlungsmittel anbieten m\u00fcssen. Wenn zwei sich streiten … Das Landgericht Hamburg musste im November 2016 einen 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